Calculators

MORTGAGE CALCULATOR

 

How much home can you afford?

Calculate how much you can borrow based on how much you make and how much you owe.

 

Interest-only mortgage calculator

The initial monthly payments may be low, but see how they’ll rise when you have to startrepaying the principal and interest rate resets.

 

Balloon mortgage calculator

Determine what you’re monthly payments will be and how much you’ll owe when the loan is up and the balloon payment comes due.

 

Fixed-rate mortgage or interest-only mortgage calculator

See how much less you'd pay with an interest-only mortgage -- at least for the first few years. But you won't be reducing your debt.

 

Adjustable rate mortgage calculator

Figure out the payments for any adjustable-rate mortgage. Just enter the amount and terms.

 

Rent or buy?

Know when to buy your first home by considering all of the costs and tax breaks.

 

Refinance mortgage calculator

Work out how much you could save with a new loan at a lower interest rate.

 

Does a cash-out refi make sense?

See what it would cost to consolidate auto and credit card debt into a new mortgage.

 

Interest-only, fixed-rate mortgage calculator

Low initial payments give way to higher costs when you must begin repaying the principal.

 

How long: 15 years or 30 years?

Your payments will be higher with a 15-year mortgage but you'll pay much less interest than with a 30-year loan.

 

Points or down payment?

Determine whether you're better off buying down your interest rate or using that money for a larger down payment.

 

APR mortgage calculator

The annual percentage rate allows you to compare loans by taking into account their total costs, not just their interest rates.

 

Extra Payment Calculator

Making extra payments can help lower the amount of total interest paid, as well as shorten the payment period over the life of the loan.

 

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